by John Rogers | Sep 12, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
At the conclusion of an individual’s bankruptcy case, the court enters an order closing the case, and a copy of this order is sent to the debtor. Unless the trustee has assets to distribute to creditors, case closing takes place fairly quickly in Chapter 7 cases. In...
by John Rogers | Sep 9, 2013 | Consumer Alerts, Debt Collectors
The Consumer Financial Protection Bureau continues to innovate and offer new ways to really help consumers. They now offer an online complaint form to file complaints regarding consumers experiences with banks and other financial companies. Having a dispute with a...
by John Rogers | Sep 5, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
If a creditor who is listed in the debtor’s schedules attempts in any way to collect a scheduled debt, the debtor should inform the creditor that a bankruptcy case has been filed and request that the creditor stop the collection efforts. If the debtor is represented...
by John Rogers | Aug 30, 2013 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Whenever any bankruptcy case is filed, the creditors are usually stopped from taking action to collect the debts that were owed at the time of the bankruptcy. This feature of bankruptcy is called the “automatic stay.” The automatic stay, if it applies,...
by John Rogers | Aug 28, 2013 | Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney
Debtors in Chapter 13 keep all of their property, whether or not it is exempt, but they make regular payments on their debts out of the money that they earn after filing the bankruptcy case. These payments must be at least as much as would have been paid to creditors...