by John Rogers | May 31, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
What can be done if a debtor falls behind in payments after obtaining a Chapter 7 discharge? Can another bankruptcy case be filed? The discharge in a Chapter 7 case only covers the debts that were incurred before the case was filed. The bills that a debtor incurs...
by John Rogers | May 30, 2013 | Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
Yes. Even though a debt has been discharged, the debtor can still make a voluntary payment of the debt. This often happens, for example, with debts that are owed to family members or friends. But the key to this kind of payment is that it must be entirely voluntary;...
by John Rogers | May 30, 2013 | Uncategorized
A reaffirmation agreement is an agreement by a debtor and a creditor about how to treat a particular debt that would otherwise be discharged in the debtor’s bankruptcy. Usually, the debt is secured by collateral that the creditor could repossess or foreclose on. In...
by John Rogers | May 25, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Our office is starting to see more clients with Care Credit as a creditor. Who are they ? Care Credit is a credit card account, or line of credit, offered through GE Capital that doctor and dentist offices are offering to their patients, with or without health...
by John Rogers | May 23, 2013 | Uncategorized
Bankruptcy is designed to give the honest debtor a fresh start in their financial life when they have no other options to deal with their debt. In most cases, bankruptcy can accomplish this in one form or another, or through one chapter of bankruptcy or another. I...
