by John Rogers | May 14, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Are you considering debt relief through a consumer credit counseling or debt consolidation service ? You may be surprised to learn that they can do more harm than good to your credit. Many times, bankruptcy is a better option, and we will be happy to sit down with you...
by John Rogers | May 7, 2014 | Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney
If you file a Chapter 13 plan you will be required to submit a budget that calculates disposable income left over when you deduct your monthly expenses from your monthly income. These expenses do not include your payments on unsecured debts. An attorney will assist...
by John Rogers | May 6, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
We are a consumer bankruptcy law firm helping persons and businesses in South Central Kentucky with their financial situation. If you believe we can be of assistance to you, please contact us today at johnrogers@glasgow-ky.com or toll-free at 1-888-651-9353 and put...
by John Rogers | Apr 30, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
We did a post almost 4 years ago on October 4th, 2010 that had the new bankruptcy means test numbers for the median gross income that families had to fall below to be immediately eligible to consider Chapter 7 bankruptcy. Over the last four years, these numbers have...
by John Rogers | Apr 26, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
When consulting with a bankruptcy attorney, it is very important to share with the attorney a complete listing of all the “real property” that is owned. This may seem very easy and straightforward. Often, we have folks that forget to tell us about real...
by John Rogers | Apr 25, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
The filing of your bankruptcy papers operate to automatically stop any collection efforts once the creditor is notified. Most legitimate creditors know about this and will respect that legal requirement. It usually takes about 30 days for a creditor to get officially...
