by John Rogers | Mar 13, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
One of the most common questions that we get here in the office from clients or potential clients who are considering filing Chapter 13 bankruptcy regards changed circumstances while you are in Chapter 13 bankruptcy. What will happen if our income goes down? What will...
by John Rogers | Mar 8, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
When consulting with a bankruptcy attorney, it is very important to share with the attorney a complete listing of all the “real property” that is owned. This may seem very easy and straightforward. Often, we have folks that forget to tell us about real...
by John Rogers | Mar 1, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
No. Liens can be placed on a debtor’s property in many different ways. Some are by agreements, like mortgages and auto liens. Others are by operation of the law, like property tax liens on a debtor’s home. And some liens are to enforce judgments that have been entered...
by John Rogers | Feb 26, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Don’t stress ! Although bankruptcy cases can be complex, many of the procedures and cases are routine. Before filing a bankruptcy case, you or your attorney should analyze your eligibility for different forms of debt relief available under the Bankruptcy Code...
by John Rogers | Feb 21, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Yes ! It can ! It is very important to discuss with your bankruptcy attorney all of your debt owed to the Internal Revenue Service. Take to your attorney all papers you have received from the IRS. Discuss with your attorney all conversations you have had with the IRS....
by John Rogers | Feb 18, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
Many of our clients have debt with companies or businesses commonly called “payday” lenders or “check advance” loan companies. These companies operate by loaning money to folks and holding a persons written check to help guarantee that you will pay them. For example,...