by John Rogers | Dec 28, 2017 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
When you consider the bills you owe, the first of the year can be a great time to consider getting a fresh start and putting some of those bills behind you. There are many legal options to assist you and an attorney can review those options with you. Chapter 7 or Chapter 13 bankruptcy may be one of those options.
by John Rogers | Nov 21, 2017 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
As this article illustrates, we are seeing more and more older folks in our office that are struggling with paying their bills and making ends meet, especially those on a fixed income. As expenses increase, monthly retirement payments, including social security, do...
by John Rogers | Nov 14, 2017 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
The good news is that if you file bankruptcy, you will, most always, not lose your retirement savings. The federal bankruptcy exemption laws, and most state exemption laws, protect your retirement savings from going to pay your creditors. A few years ago, the United...
by John Rogers | Oct 19, 2017 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
Although several countries have bankruptcy laws of one variety or another, most are designed to assist businesses in financial trouble. The United States is unique in that it is one of very few that have a bankruptcy system designed to assist the consumer debtor. Additionally, this protection afforded by bankruptcy is enshrined in our Constitution.
by John Rogers | Sep 30, 2017 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
Are you considering debt relief through a consumer credit counseling or debt consolidation service ? You may be surprised to learn that these companies can do more harm than good to your credit.
by John Rogers | Sep 16, 2017 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
Do I put “buy here – pay here” vehicle loans in my bankruptcy ?