![Do creditors have you cornered ? What is Bankruptcy and can it help ?]()
by John Rogers | Oct 17, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
Although bankruptcy cases can be complex, many of the procedures and cases are routine. Before filing a bankruptcy case, you or your attorney should analyze your eligibility for different forms of debt relief available under the Bankruptcy Code and which form of...
![Do creditors have you cornered ? What is Bankruptcy and can it help ?]()
by John Rogers | Oct 14, 2013 | Chapter 7 Bankruptcy, Consumer Alerts
The New York Times has an article out today that discusses the recent trend of medical offices offering to patients the option of paying for their procedures in advance with a medical credit card. These cards, or accounts, are being offered to pay the portion of the...
by John Rogers | Oct 11, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Yes. All of the debts have to be scheduled, with the name and address of the creditors. This is so that they can receive notice of the bankruptcy, and get their fair share of any money that is paid to creditors. Sometimes debtors think that they should omit a creditor...
![Do creditors have you cornered ? What is Bankruptcy and can it help ?]()
by John Rogers | Oct 3, 2013 | Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
A reaffirmation agreement is an agreement by a debtor and a creditor about how to treat a particular debt that would otherwise be discharged in the debtor’s bankruptcy. Usually, the debt is secured by collateral that the creditor could repossess or foreclose on. In...
![Do creditors have you cornered ? What is Bankruptcy and can it help ?]()
by John Rogers | Sep 12, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
At the conclusion of an individual’s bankruptcy case, the court enters an order closing the case, and a copy of this order is sent to the debtor. Unless the trustee has assets to distribute to creditors, case closing takes place fairly quickly in Chapter 7 cases. In...
![Do creditors have you cornered ? What is Bankruptcy and can it help ?]()
by John Rogers | Sep 5, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
If a creditor who is listed in the debtor’s schedules attempts in any way to collect a scheduled debt, the debtor should inform the creditor that a bankruptcy case has been filed and request that the creditor stop the collection efforts. If the debtor is represented...
