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by John Rogers | May 14, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Are you considering debt relief through a consumer credit counseling or debt consolidation service ? You may be surprised to learn that they can do more harm than good to your credit. Many times, bankruptcy is a better option, and we will be happy to sit down with you...
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by John Rogers | Apr 30, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
We did a post almost 4 years ago on October 4th, 2010 that had the new bankruptcy means test numbers for the median gross income that families had to fall below to be immediately eligible to consider Chapter 7 bankruptcy. Over the last four years, these numbers have...
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by John Rogers | Apr 26, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
When consulting with a bankruptcy attorney, it is very important to share with the attorney a complete listing of all the “real property” that is owned. This may seem very easy and straightforward. Often, we have folks that forget to tell us about real...
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by John Rogers | Apr 25, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
The filing of your bankruptcy papers operate to automatically stop any collection efforts once the creditor is notified. Most legitimate creditors know about this and will respect that legal requirement. It usually takes about 30 days for a creditor to get officially...
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by John Rogers | Apr 18, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
Easter is about redemption, forgiveness and a fresh start with a new life. Guess what ? … bankruptcy is about the very same thing. As you enjoy this Easter holiday weekend with family and friends, focus on those relationships and think about changing your life...
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by John Rogers | Apr 18, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Sounds amazing, right ? But the facts are pretty much established that it will. How do we know this ? For the first few months, most clients see no change in their credit score. After about the first year or so, folks will generally see their credit score improve and...
