by John Rogers | Jan 31, 2014 | Consumer Alerts, Consumer Bankruptcy Attorney
Sounds amazing, right ? But the facts are pretty much established that it will. How do we know this ? For the first few months, most clients see no change in their credit score. After about the first year or so, folks will generally see their credit score improve and...
by John Rogers | Jan 30, 2014 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
This video, produced by the Office of the US Trustee, gives an example of what typically happens at a “meeting of creditors” or “341 meeting” in a typical Chapter 7 consumer bankruptcy case. If you think bankruptcy may be an option for you to...
by John Rogers | Jan 30, 2014 | Consumer Alerts, Consumer Bankruptcy Attorney
Always, always share with your attorney anything you have sold, conveyed, transferred or otherwise taken out of your name within 2 years prior to filing bankruptcy. Most of the time, it will be an issue that will cause no problems with your bankruptcy filing. Other...
by John Rogers | Jan 29, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
In other words, can debt collectors use the courts to hold debtors in contempt with jail time ? This technique has been used to success by a collection attorney here in South Central Kentucky. It is occurring in other states as well. I haven’t seen it lately,...
by John Rogers | Jan 28, 2014 | Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
If you have decided to utilize the services of a debt management or debt consolidation company, keep in mind that you may be much better off consolidating your debt under Chapter 13 of the United States Bankruptcy Code. You set the plan approved by the Court and make...
by John Rogers | Jan 25, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
If you are considering filing bankruptcy, you will be asked to provide your bankruptcy attorney (yes, you should use an attorney and not file the bankruptcy yourself … more on that in other posts) with the last 6 months of your pay stubs if you receive a...
