by John Rogers | Oct 11, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Yes. All of the debts have to be scheduled, with the name and address of the creditors. This is so that they can receive notice of the bankruptcy, and get their fair share of any money that is paid to creditors. Sometimes debtors think that they should omit a creditor...
by John Rogers | Oct 8, 2013 | Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney
If the underlying judgment is nondischargeable, generally the contempt judgement award stemming from the underlying judgment will be nondischargeable as well. At least so says the 6th Circuit BAP. ABI VOLO reporter has the case here. The case involves a deceased son,...
by John Rogers | Oct 3, 2013 | Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
A reaffirmation agreement is an agreement by a debtor and a creditor about how to treat a particular debt that would otherwise be discharged in the debtor’s bankruptcy. Usually, the debt is secured by collateral that the creditor could repossess or foreclose on. In...
by John Rogers | Sep 30, 2013 | Consumer Alerts, Consumer Bankruptcy Attorney
Whenever a debtor’s application for credit is denied, the credit issuer is required to give the debtor, on request, a copy of any credit report that was used in making the decision. Otherwise, debtors can obtain their credit reports from the major credit bureaus....
by John Rogers | Sep 17, 2013 | Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney
All Chapter 13 cases have a Trustee. He is responsible for the overall administration of your case. In all cases in the Western District of Kentucky, the Trustee is William W. Lawrence. He has many active files in addition to yours. The Trustee’s duties are found in...
by John Rogers | Sep 5, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
If a creditor who is listed in the debtor’s schedules attempts in any way to collect a scheduled debt, the debtor should inform the creditor that a bankruptcy case has been filed and request that the creditor stop the collection efforts. If the debtor is represented...
