by John Rogers | Jul 22, 2013 | Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
A discharge is your ultimate goal. It means that you have completed your requirements under your plan and you are relieved of any efforts to collect from any of the creditors you listed in your schedules, other than the creditors paid outside your plan. The discharge...
by John Rogers | Jul 18, 2013 | Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Your Order Confirming Plan, signed by the Bankruptcy Judge, states that you may not incur any credit obligations during the life of the plan without the Trustee’s written consent. The only exceptions to act without the Trustee’s written consent would be a serious...
by John Rogers | Jul 15, 2013 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
A reaffirmation agreement is an agreement by a debtor and a creditor about how to treat a particular debt that would otherwise be discharged in the debtor’s bankruptcy. Usually, the debt is secured by collateral that the creditor could repossess or foreclose on. In...
by John Rogers | Jul 11, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
While you may not own a fleet of fancy sports cars, if you decide that filing for bankruptcy protection is in your best interest, you still want to retain as much of your property that you can, while at the same time obtaining relief from your debts. Without an...
by John Rogers | Jul 5, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
Is credit card debt and medical debt weighing you down and preventing you from being able to pay debts that you need to keep such as a mortgage or your car or truck ? Contact us today and we can look at solutions to enable you to move on with your life and not have...
by John Rogers | Jul 4, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
Although bankruptcy cases can be complex, many of the procedures and cases are routine. Before filing a bankruptcy case, you or your attorney should analyze your eligibility for different forms of debt relief available under the Bankruptcy Code and which form of...