The collection of old debt that has past the statute of limitations for legal collection by law through collection letters, calls or lawsuits has often been called zombie debt.
It is called that because the unsuspecting debtor that may have owed the debt at one time, feels like the debt is “buried and gone” and can no longer be collected on because of the age of the debt.
Often, unscrupulous debt collectors will still harass or file lawsuits against unsuspecting folks and try to intimidate them into paying the debt, that by law they are NOT allowed to collect on.
A recent news story discusses zombie debt.
If you suspect that you may have have a debt collector or attorney attempting to collect a debt like this from you, give us a call at Kentucky Bankruptcy Attorney John Rogers immediately ! Most debts like this can be discharged in bankruptcy.