You are required to list that debt and list the co-debtors or co-signers. You can either continue to pay that debt as you are now OR put that debt “inside the plan”. If you have co-debtors or co-signers on any of your loans, and that loan is paid INSIDE your plan, then that co-debtor or co-signer may owe on the debt after your plan ends (or before the plan ends, if the creditor obtains relief from the co-debtor stay) for any moneys or interest that the creditor did not get paid through the plan.
John Rogers, Kentucky Bankruptcy Attorney
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