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If you are contemplating bankruptcy to save your home, don’t delay. In this ruling from the Bankruptcy Court for the Eastern District of Kentucky, the judge says explicitly that when the master commissioner sale, or auction, typically held at the courthouse door, is held, the sale is final, and Chapter 13 bankruptcy can not be used to save the home !
Moral to the story, seek the assistance of a bankruptcy attorney as soon as you receive the foreclosure lawsuit papers either by certified mail or served by the sheriff !