Liens can be placed on a your home in many different ways. Some are by agreements, like mortgages. Others are by operation of the law, like property tax liens on a debtor’s home. Some liens are to enforce judgments that have been entered against the debtor. Certain liens can never be removed in a bankruptcy case except by paying the underlying indebtedness, and others can only be removed if special action is taken in the bankruptcy case. So, if you have any question about liens on your home, these matters should be discussed with your bankruptcy attorney.