If you get taken in by a credit repair scam, don't beat yourself up.  Chalk up the money spent as a fee for an important lesson and move on.  Get copies of your current credit reports and contact an attorney immediately. Its easy to see why many people wind up using...

Bankruptcy is a time honored practice that affords honest debtors the opportunity for a fresh start.  Everyone filing a bankruptcy has experienced financial problems beyond his or her control.  The court, trustees, and your attorney understand this and if you comply...

Most credit repair companies are scams.  The simple truth is, no one can get true negative information off of your credit report for good.  Correct information - good and bad - stays on your record for seven years.  Your bankruptcy will stay on your report for 10...

John Rogers, Attorney at Law announces an additional website  of www.bankruptcy.ky   This site was created and will be hosted by SCRTC in Glasgow, Kentucky.  John Rogers, Attorney at Law is proud to partner with this local provider of Internet and website services in...

http://www.smartmoney.com/spending/rip-offs/Reasons-Hiring-a-Debt-Settlement-Firm-Is-not-Always-Worth-It/

Check out this article from smartmoney.com and decide for yourself: http://www.smartmoney.com/personal-finance/debt/Declaring-Bankruptcy-Can-Improve-Your-Credit-Score-20681/