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Are you over 60 years old and facing financial issues ?
As this article illustrates, we are seeing more and more older folks in our office that are struggling with paying their bills and making ends meet, especially those on a fixed income. As expenses increase, monthly retirement payments, including social security, do...
Retirement, Pensions, 401k’s and Bankruptcy
The good news is that if you file bankruptcy, you will, most always, not lose your retirement savings. The federal bankruptcy exemption laws, and most state exemption laws, protect your retirement savings from going to pay your creditors. A few years ago, the United...
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Bankruptcy: Enshrined in Our Constitution to Protect Us
Although several countries have bankruptcy laws of one variety or another, most are designed to assist businesses in financial trouble. The United States is unique in that it is one of very few that have a bankruptcy system designed to assist the consumer debtor. Additionally, this protection afforded by bankruptcy is enshrined in our Constitution.
Which is best: Credit Counseling, Debt Consolidation or Bankruptcy ?
Are you considering debt relief through a consumer credit counseling or debt consolidation service ? You may be surprised to learn that these companies can do more harm than good to your credit.
Do I put “buy here – pay here” vehicle loans in my bankruptcy ?
Do I put “buy here – pay here” vehicle loans in my bankruptcy ?