Recent News
Liens On Your Home and Bankruptcy
Liens can be placed on a debtor’s home in many different ways. Some are by agreements, like mortgages. Others are by operation of the law, like property tax liens on a debtor’s home. And some liens are to enforce judgments that have been entered against the debtor....
Earth Day and Your Debt
On Earth Day today, we think about ways to conserve energy and protect our environment. We take steps to be less wasteful by remembering to recycle and change our habits to use less energy, including turning off lights and driving less. Earth Day can also be a good...
Tax Refunds and Bankruptcy
It’s the time of year for tax refunds. We take questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund received right...
How To File a Complaint with the Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau continues to innovate and offer new ways to really help consumers. They now offer an online complaint form to file complaints regarding consumers experiences with banks and other financial companies. Having a dispute with a...
The Supreme Court, Homeowners and Homes with Second Mortgages
The United States Supreme Court heard arguments yesterday from a homeowner and a bank on whether second mortgages with no equity to attach to can be stripped off in Chapter 7 bankruptcy ... the transcript of the oral argument is here.
How is the creditor Care Credit dealt with in bankruptcy ?
Care Credit is a credit card account, or line of credit, offered through GE Capital that doctor and dentist offices are offering to their patients, with or without health insurance, to pay for the uninsured costs up front. Once the patient signs up and is approved for...