Recent News
Chapter 13 Bankruptcy and the Means Test
If you file a Chapter 13 plan you will be required to submit a budget that calculates disposable income left over when you deduct your monthly expenses from your monthly income. These expenses do not include your payments on unsecured debts. An attorney will assist...
Kentucky Bankruptcy Attorney
We are a consumer bankruptcy law firm helping persons and businesses in South Central Kentucky with their financial situation. If you believe we can be of assistance to you, please contact us today at johnrogers@glasgow-ky.com or toll-free at 1-888-651-9353 and put...
New Bankruptcy Means Test Median Family Income Numbers Are Out Effective April 1st, 2014
We did a post almost 4 years ago on October 4th, 2010 that had the new bankruptcy means test numbers for the median gross income that families had to fall below to be immediately eligible to consider Chapter 7 bankruptcy. Over the last four years, these numbers have...
When filing bankruptcy, do I have to list property that I "inherited" ?
When consulting with a bankruptcy attorney, it is very important to share with the attorney a complete listing of all the "real property" that is owned. This may seem very easy and straightforward. Often, we have folks that forget to tell us about real property that...
What do I do if creditors keep contacting me after I file bankruptcy ?
The filing of your bankruptcy papers operate to automatically stop any collection efforts once the creditor is notified. Most legitimate creditors know about this and will respect that legal requirement. It usually takes about 30 days for a creditor to get officially...
What do Easter and Bankruptcy have in common ?
Easter is about redemption, forgiveness and a fresh start with a new life. Guess what ? ... bankruptcy is about the very same thing. As you enjoy this Easter holiday weekend with family and friends, focus on those relationships and think about changing your life and...