Recent News
Am I too old to file bankruptcy ?
We are seeing more and more older folks in the office that are struggling with paying their bills and making ends meet, especially those on a fixed income. As expenses increase, monthly retirement payments, including social security, do not increase. That is a recipe...
How much do our clients like us ? Let them tell you !
" You have an excellent reputation in the local area. You are organized, professional and really know how to put a client at ease during a hard time in their life. After seeing how unorganized some other attorneys were at court, I was thankful I had your office...
Will I lose my tax refund if I file bankruptcy ?
It's that time of year for tax refunds. We have questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund received right...
What if you were told that filing bankruptcy can ultimately improve your credit score ?
Sounds amazing, right ? But the facts are pretty much established that it will. How do we know this ? For the first few months, most clients see no change in their credit score. After about the first year or so, folks will generally see their credit score improve and...
What happens at the bankruptcy meeting of creditors or 341 meeting ?
http://www.youtube.com/watch?v=lpyB04uhf-Y This video, produced by the Office of the US Trustee, gives an example of what typically happens at a "meeting of creditors" or "341 meeting" in a typical Chapter 7 consumer bankruptcy case. If you think bankruptcy may be an...
What happens if I have sold or transferred something right before I file bankruptcy ?
Always, always share with your attorney anything you have sold, conveyed, transferred or otherwise taken out of your name within 2 years prior to filing bankruptcy. Most of the time, it will be an issue that will cause no problems with your bankruptcy filing. Other...