If you have a situation in your marriage where one of you have taken out credit card debt and then find years later that you can’t pay the debt, and your spouse in not aware of the debt, don’t despair.

Tax refund time is almost here. We always have questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund received right before filing bankruptcy.

Medical Bills

Doing nothing … changes nothing.