Recent News
New Website for Delcotto Law Group, PLLC in Lexington, KY
My bankruptcy attorney colleague, Laura Day Delcotto's law firm in the Eastern District of Kentucky, main office in Lexington, has a new website up ... very nice ! If you are looking for a bankruptcy attorney in that area, they are the best ! Delcotto Law Group, PLLC...
Thinking about a Payday Loan: Watch These Videos First !
Payday loans may seem like a solution to your financial issues... but before you go that route, watch these videos to see how they work. Be wary ! http://www.youtube.com/watch?feature=player_embedded&v=3rOVmUnUM7A...
How can debtors obtain a copy of their credit reports and correct any errors?
How can debtors obtain a copy of their credit reports and correct any errors? Whenever a debtor’s application for credit is denied, the credit issuer is required to give the debtor, on request, a copy of any credit report that was used in making the decision....
What can debtors do to re-establish their credit after filing bankruptcy?
A mandatory debtor education program is required in connection with Chapter 7 and Chapter 13 cases that can help debtors understand how to re-establish and maintain good credit. Also, after discharge in Chapter 7 or 13, debtors may be able to obtain a "secured" credit...
How do I know when my bankruptcy case is completed, and I am no longer in bankruptcy?
At the conclusion of an individual’s bankruptcy case, the court enters an order closing the case, and a copy of this order is sent to the debtor. Unless the trustee has assets to distribute to creditors, case closing takes place fairly quickly in Chapter 7 cases. In...
Does a bankruptcy case automatically remove liens—such as mortgages –against a debtor’s property?
No. Liens can be placed on a debtor’s property in many different ways. Some are by agreements, like mortgages and auto liens. Others are by operation of the law, like property tax liens on a debtor’s home. And some liens are to enforce judgments that have been entered...