If you are considering bankruptcy, and keep putting off that appointment to visit with a bankruptcy attorney, you may want to re-think that. There are many timing issues with bankruptcy, debt, liens and income that can affect the timing of bankruptcy and when you...

Apparently, some enterprising folks in Chicago came up with a scheme to induce folks to file bankruptcy, some of which had no idea they were filing bankruptcy, to have their vehicles retrieved from city impound lots without paying any fees or costs. The scam was...

Know your rights ... there are more Consumer Reporting Agencies than just the big three ... the CFPB has provided us a list of them and how to access these "specialty credit reporting company" reports ! Click here to access the CFPB's list.

Yes, car lots that finance the purchase of car are very common and do have to be listed as a creditor in  your bankruptcy and the vehicle you purchased does have to be listed as an asset. If you have such a vehicle loan, be sure and tell your bankruptcy attorney about...

All of us run into financial issues, and want to pay as much as we can to creditors, but often can not pay all to everyone. Oreck, the vacuum company, has run into this problem. The USA Today story on the bankruptcy reorganization is at this link. The personal version...

We are seeing more and more older folks in the office that are struggling with paying their bills and making ends meet, especially those on a fixed income. As expenses increase, monthly retirement payments, including social security, do not increase. That is a recipe...