Recent News
Saving Your Home and The Payment
Lexington, Kentucky bankruptcy attorney Gregory Napier has written an excellent blog post about the real culprit that prevents folks from saving their homes,even with Chapter 13 Bankruptcy: house payments that are too big ! Here is an excerpt: “I wrote recently...
Finding the Right Bankruptcy Attorney
Once you have made the decision to at least talk with an attorney or lawyer about the prospect of bankruptcy, then it becomes important to find the right attorney to help guide you. Here are a few tips that I think are important in finding the right attorney to talk...
Changing or Conversion from Chapter 13 to Chapter 7 After Filing
(The Conversion of St. Paul) One of the most common questions that we get here in the office from clients or potential clients who are considering filing Chapter 13 bankruptcy regards changed circumstances while you are in Chapter 13 bankruptcy. What will happen if...
Why are there differences in credit scores ? The CFPB tells us why !
The agency newly created by Congress to help us understand the complexities of financial products, The Consumer Financial Protection Bureau (CFPB), issued their report yesterday on why the credit score you purchase may be different from the credit score the...
Don McNay: Just Say No to Adult Children Wanting Money
One of the main financial problems that I see from older folks is when they have continued to give money to adult children to the point where it causes them to not have the money to pay their own bills. My friend, Don McNay has written recently on this recurring...
Inherited Real Estate Property Before Filing Bankruptcy
When consulting with a bankruptcy attorney, it is very important to share with the attorney a complete listing of all the "real property" that is owned. This may seem very easy and straightforward. Often, we have folks that forget to tell us about real property that...