Another casualty of the national economic meltdown.  Apparently, the public can't even be squeezed hard enough anymore to force them to pay on back, charged off, credit card debt enough to make it profitable for the collection companies.  This event could be very...

An interesting statistic, but not surprising, as more unemployed folks go back to college and more folks stop using credit cards as a means to replace lost income. This confirms what I am seeing in my law practice with clients. John Rogers, Kentucky Bankruptcy Attorney

Some thoughts to consider when looking at your financial situation.  This comes from one of my favorite authors and inspirational speakers, Michael Josephson.  Mr. Josephson's primary focus is on ethics, but his writings and work apply to many situations: ‎"At our...

Who would have thought that there was a provision in the new health care reform law, also known as the Affordable Care Act, regarding 1099's.  Well, Time found it: "The new Affordable Care Act (ACA) includes a provision requiring that all businesses send a 1099 tax...

A state court default judgment should be given collateral estoppel effect only where there is sufficient participation by the parties to meet the actually litigated requirement. Where the issue of whether the debtors conduct was willful and malicious was not actually...