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All of us run into financial issues, and want to pay as much as we can to creditors, but often can not pay all to everyone. Oreck, the vacuum company, has run into this problem. The USA Today story on the bankruptcy reorganization is at this link.
The personal version of this is Chapter 13 bankruptcy and it can be used to help you reorganize your debts and keep operating your family and home, just as Oreck is trying to do.