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Here is an excellent blog post article by Rhode Island Bankruptcy Attorney Mark Buckley on why it is so important, and the law requires, that you list EVERY asset, or thing of value, that you own when you file Bankruptcy:
http://www.bankruptcylawnetwork.com/2009/08/06/property-do-i-really-have-to-list-everything/
Bankruptcy is available as an 0ption to assist you, but always provide complete information to your attorney.