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Charleston Bankruptcy Lawyer Russell A. DeMott gives wise counsel in his blog post in advising clients to not try to calculate the “means test” themselves.  Often we have clients try to do this either before or after they meet with us.  As Mr. DeMott says, don’t do it:
http://www.bankruptcylawnetwork.com/2009/08/21/the-means-test-dont-try-this-at-home/