Under certain sections of the Bankruptcy Code, you are required to calculate your Current Monthly Income.  This is more than what you receive every time you get a paycheck.  This includes all income you have received over the last 6 months divided by 6.  This means that if you lost your job last month your total income for that month would be almost zero.  This calculation does not take into account many government benefits including social security.  This income may  include income that is not taxable, though. 
For more information about this issue, or other issues related to filing bankruptcy, contact the office of John Rogers, Attorney at Law, at johnrogers@glasgow-ky.com  or toll free at 1-888-651-9353 .  Also, be sure and check out our website at www.bankruptcy.ky