As soon as a debtor realizes that a creditor has been omitted, the debtor should notify his or her attorney with all of the information necessary to complete the schedules (the amount of the debt, the type and value of any collateral, and the name and address of the creditor).  The attorney can then advise the debtor about what additional action, if any, is necessary.  If an omitted creditor demands payment of the debt, the debtor should inform the creditor of the bankruptcy, and then contact their attorney immediately.
For further information on this or any other topic related to bankruptcy, please call the Office of John Rogers, Attorney at Law at johnrogers@glasgow-ky.com  or toll free at 1-888-651-9353. 
John Rogers, Attorney at Law is Board Certified – Consumer Bankruptcy Law – American Board of Certification , and is a member of the National Association of Consumer Bankruptcy Attorneys.
John Rogers, Attorney at Law has been in practice for almost 20 years and has filed more bankruptcy cases in the Western District of Kentucky, Bowling Green Division of the United States Bankruptcy Court than any individual attorney currently in practice.