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Are you considering debt relief through a consumer credit counseling or debt consolidation service ? You may be surprised to learn that these companies can do more harm than good to your credit. Many will lead you into a false sense of security by thinking that they are dealing with your debt, when in reality, they are not. We have had many clients who we have had this happen to them, and even been sued by creditors even after employing the debt consolidation service. It sounds appealing, but can be deceptive.
Many times, bankruptcy is a better option, and you should always meet with a bankruptcy attorney to thoroughly discuss your personal financial situation in order to allow them to help you decide what is the best solution to your financial problems. Most bankruptcy attorneys will offer a free, no obligation consultation to  discuss your debt issues.