by John Rogers | Jun 30, 2009 | Uncategorized
Chapter 13 bankruptcy is designed for individuals with a regular and stable source of income who are temporarily unable to pay their debts but who desire to use their best efforts and good faith to pay them in installments over a period of time subject to the...
by John Rogers | Jun 29, 2009 | Uncategorized
Under certain sections of the Bankruptcy Code, you are required to calculate your Current Monthly Income. This is more than what you receive every time you get a paycheck. This includes all income you have received over the last 6 months divided by 6. This means...
by John Rogers | Jun 26, 2009 | Uncategorized
If you file a Chapter 13 plan you will be required to submit a budget that calculates disposable income left over when you deduct your monthly expenses from you monthly income. These expenses do not include you payments on unsecured debts. An attorney will assist you...
by John Rogers | Jun 25, 2009 | Uncategorized
The Bankruptcy Code makes it illegal for government agencies to refuse student loans to those who have filed bankruptcy. 11 USC 525(c). So if you have filed bankruptcy, you are still eligible to receive student loans that are backed by the government (Title IV loans)...
by John Rogers | Jun 24, 2009 | Uncategorized
Here is a nice link to access recent opinions of the Judges of the United States Bankruptcy Court for the Western District of Kentucky: http://www.kywb.uscourts.gov/opinions/list_opinions.php Just use the drop down menu and click on the Judge’s name to access...