by John Rogers | Apr 29, 2009 | Uncategorized
Bankruptcy is a time honored practice that affords honest debtors the opportunity for a fresh start. Everyone filing bankruptcy has experienced financial problems beyond his or her control. The court, trustees, and your attorney, understand this and if you comply...
by John Rogers | Apr 28, 2009 | Uncategorized
Stay Violation – A creditor who posts a sign in the debtor’s community which reads, “[Name of debtor] OWES ME $[dollar amount] WILL YOU PLEASE COME AND PAY ME!” is required to pay the debtor actual and punitive damages for violation of the debtor’s automatic stay. In...
by John Rogers | Apr 28, 2009 | Uncategorized
You are required to list that debt and list the co-debtors or co-signers. You can either continue to pay that debt as you are now or put that debt “inside the plan”. If you have co-debtors or co-signers on any of your loans, and that loan is paid inside...
by John Rogers | Apr 27, 2009 | Uncategorized
Persons who are debtors in a Chapter 13 often need to borrow money from a bank, finance company or other party, while they are still in their Chapter 13. For example, your car may have broken down and you may need to borrow money to purchase another. In addition, many...
by John Rogers | Apr 24, 2009 | Uncategorized
If you have decided to utilize the services of a consumer credit counseling service, keep in mind that you may be much better off consolidating your debt under Chapter 13 of the United States Bankruptcy Code. You set the plan approved by the Court and make payments...
