by John Rogers | Aug 5, 2013 | Chapter 13 Bankruptcy
Folks who are debtors in a Chapter 13 Bankruptcy often need to borrow money from a bank, finance company or other party, while they are still in their Chapter 13 Bankruptcy. For example, their car may have broken down and they may need to borrow money to purchase...
by John Rogers | Jul 31, 2013 | Chapter 13 Bankruptcy, Debt Collectors
The filing of your bankruptcy papers operate to automatically stop any collection efforts once the creditor is notified. Most legitimate creditors know about this and will respect that legal requirement. It usually takes about 30 days for a creditor to get officially...
by John Rogers | Jul 26, 2013 | Consumer Alerts
The collection of old debt that has past the statute of limitations for legal collection by law through collection letters, calls or lawsuits has often been called zombie debt. It is called that because the unsuspecting debtor that may have owed the debt at one time,...
by John Rogers | Jul 23, 2013 | Chapter 13 Bankruptcy
You are required to list that debt and list the co-debtors or co-signers. You can either continue to pay that debt as you are now OR put that debt “inside the plan”. If you have co-debtors or co-signers on any of your loans, and that loan is paid INSIDE your plan,...
by John Rogers | Jul 22, 2013 | Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
A discharge is your ultimate goal. It means that you have completed your requirements under your plan and you are relieved of any efforts to collect from any of the creditors you listed in your schedules, other than the creditors paid outside your plan. The discharge...
