by John Rogers | Jun 7, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
Yes. All of the debts have to be scheduled, with the name and address of the creditors. This is so that they can receive notice of the bankruptcy, and get their fair share of any money that is paid to creditors. Sometimes debtors think that they should omit a creditor...
by John Rogers | Jun 5, 2013 | Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney, Reorganization of Debts
Debtors who have unexpected financial problems in a Chapter 13 case should immediately consult with their attorneys. It is often possible to deal with changed circumstances by amending the Chapter 13 plan. Also, it is sometimes possible to add to the plan debts that...
by John Rogers | Jun 4, 2013 | Chapter 13 Bankruptcy
Yes, in most cases. Unlike Chapter 7, where the debtor can usually stop a foreclosure or repossession only if the creditor agrees to a reaffirmation, a debtor in Chapter 13 may provide for car and mortgage payments in the Chapter 13 plan, and the creditor may be...
by John Rogers | Jun 4, 2013 | Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney
Debtors in Chapter 13 keep all of their property, whether or not it is exempt, but they make regular payments on their debts out of the money that they earn after filing the bankruptcy case. These payments must be at least as much as would have been paid to creditors...
by John Rogers | May 31, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
What can be done if a debtor falls behind in payments after obtaining a Chapter 7 discharge? Can another bankruptcy case be filed? The discharge in a Chapter 7 case only covers the debts that were incurred before the case was filed. The bills that a debtor incurs...
by John Rogers | May 25, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Our office is starting to see more clients with Care Credit as a creditor. Who are they ? Care Credit is a credit card account, or line of credit, offered through GE Capital that doctor and dentist offices are offering to their patients, with or without health...
