by John Rogers | Jun 4, 2013 | Chapter 13 Bankruptcy
Yes, in most cases. Unlike Chapter 7, where the debtor can usually stop a foreclosure or repossession only if the creditor agrees to a reaffirmation, a debtor in Chapter 13 may provide for car and mortgage payments in the Chapter 13 plan, and the creditor may be...
by John Rogers | Jun 4, 2013 | Chapter 13 Bankruptcy, Consumer Bankruptcy Attorney
Debtors in Chapter 13 keep all of their property, whether or not it is exempt, but they make regular payments on their debts out of the money that they earn after filing the bankruptcy case. These payments must be at least as much as would have been paid to creditors...
by John Rogers | May 31, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
What can be done if a debtor falls behind in payments after obtaining a Chapter 7 discharge? Can another bankruptcy case be filed? The discharge in a Chapter 7 case only covers the debts that were incurred before the case was filed. The bills that a debtor incurs...
by John Rogers | May 25, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Our office is starting to see more clients with Care Credit as a creditor. Who are they ? Care Credit is a credit card account, or line of credit, offered through GE Capital that doctor and dentist offices are offering to their patients, with or without health...
by John Rogers | Mar 28, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
An excellent post by Oklahoma Bankruptcy Attorney Dan Nunley about 3 common myths of bankruptcy. Bankruptcy is a very misunderstood area of law. It is extremely important to get competent legal advice about your options and rights in regards to your debts. Do not...
by John Rogers | Mar 28, 2013 | Chapter 13 Bankruptcy
If you are in a Chapter 13 bankruptcy, and find that you are having trouble making the payments, there is a way to save your case and stay in bankruptcy. Most courts will allow you to file a motion to suspend payments for a period of time. Some courts will allow a...
