by John Rogers | Jan 29, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
In other words, can debt collectors use the courts to hold debtors in contempt with jail time ? This technique has been used to success by a collection attorney here in South Central Kentucky. It is occurring in other states as well. I haven’t seen it lately,...
by John Rogers | Jan 25, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
If you are considering filing bankruptcy, you will be asked to provide your bankruptcy attorney (yes, you should use an attorney and not file the bankruptcy yourself … more on that in other posts) with the last 6 months of your pay stubs if you receive a...
by John Rogers | Jan 23, 2014 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
During a Chapter 7 bankruptcy all unsecured debts are discharged. Debts that are secured by collateral (e.g. car loans) must be paid or the collateral must be returned to the lender. Occasionally an individual considering Chapter 7 bankruptcy will own a vehicle that...
by John Rogers | Jan 16, 2014 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Debtors in Chapter 7 bankruptcy are required to give up “nonexempt” property that they own at the time of filing; they are allowed to keep both “exempt” property that they own at the time of filing and any property that they receive a right to...
by John Rogers | Jan 10, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
It will soon be that time of year for tax refunds. We have questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund...
by John Rogers | Jan 6, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
At Kentucky Bankruptcy Attorney John Rogers, Attorney at Law, we would like to take just a moment to thank all of the folks who chose us in 2013 to help them with their financial situations. Also, we receive many referrals from past clients who refer their family and...