by John Rogers | Feb 7, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
” You have an excellent reputation in the local area. You are organized, professional and really know how to put a client at ease during a hard time in their life. After seeing how unorganized some other attorneys were at court, I was thankful I had your office...
by John Rogers | Feb 5, 2014 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
It’s that time of year for tax refunds. We have questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund received...
by John Rogers | Jan 30, 2014 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
This video, produced by the Office of the US Trustee, gives an example of what typically happens at a “meeting of creditors” or “341 meeting” in a typical Chapter 7 consumer bankruptcy case. If you think bankruptcy may be an option for you to...
by John Rogers | Jan 29, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
In other words, can debt collectors use the courts to hold debtors in contempt with jail time ? This technique has been used to success by a collection attorney here in South Central Kentucky. It is occurring in other states as well. I haven’t seen it lately,...
by John Rogers | Jan 25, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
If you are considering filing bankruptcy, you will be asked to provide your bankruptcy attorney (yes, you should use an attorney and not file the bankruptcy yourself … more on that in other posts) with the last 6 months of your pay stubs if you receive a...
by John Rogers | Jan 23, 2014 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
During a Chapter 7 bankruptcy all unsecured debts are discharged. Debts that are secured by collateral (e.g. car loans) must be paid or the collateral must be returned to the lender. Occasionally an individual considering Chapter 7 bankruptcy will own a vehicle that...