by John Rogers | Jun 15, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney, The Practice of Law
At John Rogers, Attorney at Law, we strive everyday to give each and every client the complete best of our combined over 50 years of paralegal and attorney bankruptcy experience ! You can be assured, as Dave Grohl asks in his song above, that we are giving all we have...
by John Rogers | Jun 14, 2013 | Chapter 7 Bankruptcy
Chapter 7 is designed for debtors who are having financial difficulties and are not able to repay their debts. If your current monthly income is above the State Median income you will be required to perform a Means Test to determine if you are eligible for this type...
by John Rogers | Jun 13, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
How can debtors obtain a copy of their credit reports and correct any errors? Whenever a debtor’s application for credit is denied, the credit issuer is required to give the debtor, on request, a copy of any credit report that was used in making the decision....
by John Rogers | Jun 13, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
A mandatory debtor education program is required in connection with Chapter 7 and Chapter 13 cases that can help debtors understand how to re-establish and maintain good credit. Also, after discharge in Chapter 7 or 13, debtors may be able to obtain a...
by John Rogers | Jun 12, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
At the conclusion of an individual’s bankruptcy case, the court enters an order closing the case, and a copy of this order is sent to the debtor. Unless the trustee has assets to distribute to creditors, case closing takes place fairly quickly in Chapter 7 cases. In...
by John Rogers | Jun 11, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Bankruptcy Attorney
No. Liens can be placed on a debtor’s property in many different ways. Some are by agreements, like mortgages and auto liens. Others are by operation of the law, like property tax liens on a debtor’s home. And some liens are to enforce judgments that have been entered...
