Recent News
A New Year and Time for a Fresh Start !
Before this week ends, we will be in the new year of 2015. Wow, time marches on ! Whether you celebrate the new year by eating black-eyed peas or watching fireworks, welcome the new year as an opportunity to begin anew. When you consider the bills you owe, the first...
Enjoy the Christmas and Holiday Time !
As the weeks of Christmas and the Holidays are upon us, please take the time to enjoy visiting with family and friends and fully appreciate the comfort brought by that fellowship. Set your cares aside, if only for a day. Merry Christmas and Happy Holidays to all !...
Keeping the Homestead Safe in Bankruptcy: Chapter 13
Great post by my fellow Kentucky bankruptcy blogger Gregory Adam Napier
If you file bankruptcy, don't hide transfers !
In a recent opinion affirming the Bankruptcy Court for the Western District of Kentucky, the 6th Circuit Court of Appeals tells debtors that if you have transferred money before filing bankruptcy, disclose it in your petition and don't try to blame it on your attorney...
Too Old to File for Bankruptcy ?
We are seeing more and more older folks in the office that are struggling with paying their bills and making ends meet, especially those on a fixed income. As expenses increase, monthly retirement payments, including social security, do not increase. That is a recipe...
Surviving the Holidays, and Black Friday, Without Credit Cards
That $500 flat screen television you purchase on your credit card could end up costing you many hundreds, if not thousands of dollars if you don’t pay off your credit card every month…. just don’t do it ! This holiday season, if you can't pay cash, don't buy it. It's...