Recent News
Zombie Debt Collection
The collection of old debt that has past the statute of limitations for legal collection by law through collection letters, calls or lawsuits has often been called zombie debt. It is called that because the unsuspecting debtor that may have owed the debt at one time,...
A New Year and a Fresh Start
The end of the year and the beginning of a new year is often a good time to evaluate your financial circumstances and, if appropriate, consider whether getting a fresh start by filing bankruptcy is the best option for you. There are many things to consider when...
Care Credit and Bankruptcy
Our office is starting to see more clients with Care Credit as a creditor. Who are they ? Care Credit is a credit card account, or line of credit, offered through Synchrony Bank that doctor and dentist offices are offering to their patients, with or without health...
2013 Blogging in Review for Kentucky Bankruptcy Attorney
The WordPress.com stats helper monkeys prepared a 2013 annual report for this blog. Here's an excerpt: A San Francisco cable car holds 60 people. This blog was viewed about 1,900 times in 2013. If it were a cable car, it would take about 32 trips to carry that many...
Do I get to keep my tax refund if I file bankruptcy ?
Debtors in Chapter 7 are required to give up "nonexempt" property that they own at the time of filing; they are allowed to keep both "exempt" property that they own at the time of filing and any property that they receive a right to own after the bankruptcy filing....
Can I Use My Tax Refund Money to File Bankruptcy ?
It will soon be that time of year for tax refunds. We have questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund...