by John Rogers | Jan 2, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
The collection of old debt that has past the statute of limitations for legal collection by law through collection letters, calls or lawsuits has often been called zombie debt. It is called that because the unsuspecting debtor that may have owed the debt at one time,...
by John Rogers | Jan 1, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
The end of the year and the beginning of a new year is often a good time to evaluate your financial circumstances and, if appropriate, consider whether getting a fresh start by filing bankruptcy is the best option for you. There are many things to consider when...
by John Rogers | Dec 31, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Our office is starting to see more clients with Care Credit as a creditor. Who are they ? Care Credit is a credit card account, or line of credit, offered through Synchrony Bank that doctor and dentist offices are offering to their patients, with or without health...
by John Rogers | Dec 31, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
Debtors in Chapter 7 are required to give up “nonexempt” property that they own at the time of filing; they are allowed to keep both “exempt” property that they own at the time of filing and any property that they receive a right to own after...
by John Rogers | Dec 24, 2013 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
It will soon be that time of year for tax refunds. We have questions from folks as to whether they can file Chapter 7 bankruptcy before filing taxes and still keep their tax refunds coming to them after they file bankruptcy or whether they can keep a tax refund...
by John Rogers | Dec 18, 2013 | Chapter 13 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
The area of student loan forbearance and forgiveness can be confusing and misleading if you rely on the internet to research your options. Thankfully, the new Consumer Financial Protection Bureau, also known as the CFPB, in Washington, DC offers a website to begin the...
