by John Rogers | Jul 16, 2013 | Chapter 13 Bankruptcy, Consumer Alerts
For example, what if I have some emergency? It is important for you not to miss any payments to the Trustee. When you file your Chapter 13, you get the benefit of prohibiting your creditors from taking any action against you. In exchange for that relief, you must...
![What is a reaffirmation agreement in bankruptcy, and how does it work?]()
by John Rogers | Jul 15, 2013 | Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
A reaffirmation agreement is an agreement by a debtor and a creditor about how to treat a particular debt that would otherwise be discharged in the debtor’s bankruptcy. Usually, the debt is secured by collateral that the creditor could repossess or foreclose on. In...
![What is a reaffirmation agreement in bankruptcy, and how does it work?]()
by John Rogers | Jul 11, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts, Consumer Bankruptcy Attorney
While you may not own a fleet of fancy sports cars, if you decide that filing for bankruptcy protection is in your best interest, you still want to retain as much of your property that you can, while at the same time obtaining relief from your debts. Without an...
by John Rogers | Jun 28, 2013 | Chapter 7 Bankruptcy, Consumer Alerts
In a decision filed today, the 6th Circuit Bankruptcy Appellate Panel (BAP) affirms that Chapter 7 bankruptcy is not available to someone who, when facing financial difficulties, refuses to change their lifestyle to stop traveling to Las Vegas and Atlantic City to...
by John Rogers | Jun 28, 2013 | Consumer Alerts, Consumer Bankruptcy Attorney
Chapter 11 is designed primarily for the reorganization of businesses but is also available to consumer debtors. Its provisions are quite complicated, and any decision for an individual to file a Chapter 11 petition should be reviewed with an attorney. Most Chapter 11...
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by John Rogers | Jun 26, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Consumer Alerts
So, the US Supreme Court has just ruled, in the case below, that the federal Defense of Marriage Act (aka DOMA) is unconstitutional … now, if a same sex couple is legally married in a state that recognizes same sex marriage, they can file a joint bankruptcy...
