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At John Rogers, Attorney at Law, we are proud of the help we provide to our clients and grateful to be able to help.
" You have an excellent reputation in the local area. You are organized, professional and really know how to put a client at ease during a hard time in their life. After seeing how unorganized some other attorneys were at court, I was thankful I had your office...
How do I know when my bankruptcy case is finished ?
At the conclusion of an individual’s bankruptcy case, the court enters an order closing the case, and a copy of this order is sent to the debtor. Unless the trustee has assets to distribute to creditors, case closing takes place fairly quickly in Chapter 7 cases. In...
TYPES OF BANKRUPTCY AND NON-BANKRUPTCY OPTIONS
Chapter 7 Chapter 7 is designed for debtors who are having financial difficulties and are not able to repay their debts. If your current monthly income is above the State Median income you will be required to perform a Means Test to determine if you are eligible for...
If a debtor is behind in house or payments, can filing Chapter 7 bankruptcy stop a foreclosure or repossession from taking place?
Whenever any bankruptcy case is filed, the creditors are usually stopped from taking action to collect the debts that were owed at the time of the bankruptcy. This feature of bankruptcy is called the "automatic stay." The automatic stay, if it applies, stops a...
Do all of your creditors have to be listed in your bankruptcy papers ?
Yes. All of the debts have to be scheduled, with the name and address of the creditors. This is so that they can receive notice of the bankruptcy, and get their fair share of any money that is paid to creditors. Sometimes debtors think that they should omit a creditor...
Words of Wisdom from Rising Above's John O'Leary
"There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle.” Einstein While facilitating a leadership session yesterday in Lubbock, TX for UMC Health Systems, numerous individuals shared their own...